The festive season is upon us, and while Christmas shopping is a time of joy, it’s also a period when security precautions are essential. As we embrace the spirit of giving, it’s crucial to remain vigilant, especially with the increase in identity fraud and other crimes during this time.
The Rising Concern of Identity Fraud
According to Experian, identity fraud in the UK rose by 22% in 2023 compared to the previous year, with a significant spike expected during the November and December shopping period. Last year, the rate of credit card fraud in November was 43% higher than the monthly average. This rise in fraudulent activities often involves a multi-channel approach, including phishing emails, text messages, and phone calls, aimed at extracting personal information.
Further exacerbating the situation, UK Finance reports that fraud cost British consumers £580 million in the first six months of 2023 alone. Authorised Push Payment (APP) fraud, where victims are tricked into transferring money to fraudsters, was the most common. However, there is a silver lining, as advanced anti-fraud systems deployed by banks prevented £651 million from being lost.
Tips for Protecting Personal Items During Christmas Shopping
Stay Alert in Crowded Places
Busy shopping areas are prime targets for pickpockets. Always be aware of your surroundings and keep your bags and purses closed and secure.
Keep Valuables Out of Sight
Avoid displaying expensive items, such as jewelry or electronic devices, which can attract thieves. If carrying large amounts of cash or valuable items, keep them hidden and secure.
Use Secure Payment Methods
Opt for contactless or card payments when possible. This not only reduces the need to carry cash but also minimizes the risk of card theft or fraud.
Stay Organised
Keep a mental inventory of your belongings and regularly check them, especially in crowded areas. This includes checking if you have your wallet, phone, and purchases with you at all times.
Be Cautious with Bags and Purses
Wear cross-body bags as they are harder to snatch. Keep your bag closed and in front of you, especially in crowded places.
Avoid Overburdening Yourself with Packages
Carrying too many bags can distract you and make it easier for thieves to steal your belongings. Try to consolidate purchases into fewer bags.
Use Lockers or Secure Storage
Many shopping centres offer lockers or secure storage options for your purchases. Utilize these facilities to keep your items safe while you continue shopping.
Be Mindful of ATM Use
When withdrawing cash, be aware of your surroundings. Shield the keypad when entering your PIN and put your money away safely before leaving the ATM.
Park Smartly
If you’re driving to shopping centers, park in well-lit, busy areas. Keep purchases out of sight in the trunk and lock your car.
Report Suspicious Activity
If you notice anything suspicious or feel unsafe, don’t hesitate to report it to store security or the police.
